Jack B. Nibble has always enjoyed jumping over candlesticks. He makes a living as a performer, leaping over progressively bigger and bigger fires in front of his adoring fans. His wife, Jane, noticed his unnerving sense of adventure early on and encouraged him to buy a $200,000 cash-value life insurance policy when their first child was born in the year 2005. As of today, Jack has paid a total of $30,000 in premiums and the policy's cash value is $21,250. If Jack has an accident at work tonight and dies, his beneficiary (Jane) would receive_______; if Jack committed suicide, rather than being involved in a work-related accident, Jane would receive_______.