Jenny $(35$ years old$)$ is considering making a one$-$time contribution to either a traditional $401($k$)$ plan or to a Roth $401($k$)$ plan. She plans to withdraw the account balance when she retires in $40$ years. Jenny expects to eam a $7$ percent before$-$tax rate of return no matter which plan she contributes to$.$ Which of the following statements is true? Multiple Choice Jenny will earn the same after$-$tax rate of return no matter which plan she contributes to $11.$ Jenny's marginal tax rate in the year of contribution is higher than her marginal tax rate in the year of distribution, she will earn a higher after$-$tax rate of return on the traditional $401($k$)$ plan than on the Roth $401($k$)$ plan If Jenny's marginal tax rate in the year of contribution is lower than her marginal tax rate in the year of distribution, she will earn a higher after$-$tax rate of return on the traditional $401($k$)$ plan than on the Roth $401($k$)$ plan. Jenny is not allowed to make a one$-$time contribution to either plan.