Jin$$s Appliances has a return$-$on$-$assets $($investment$)$ ratio of $13$ percent.

If the debt$-$to$-$total$-$assets ratio is $25$ percent, what is the return on equity?

Note: Input your answer as a percent rounded to $2$ decimal places.

If the firm had no debt, what would the return$-$on$-$equity ratio be$?$

Note: Input your answer as a percent rounded to $2$ decimal places.