Just as depository institutions differ from non$-$depository institutions, there are also differences between the structure and activities of$,$ and the financial products and services provided by$,$ various depository institutions. Read the following statements and indicate which, if any, are true. Check all that apply.

The primary business focus of savings and loan associations is collecting funds by accepting deposits and making residential and consumer loans.

All four types of institutions$-$commercial banks, savings and loan associations, credit unions, and mutual savings banks$-$can carry deposit insurance to protect their depositors.

$$ Members of both credit unions and mutual savings banks share a common bond or affiliation.