Just as depository institutions differ from non-depesitory institutions, there are also differences between the structure and activities of, and the financial products and services provided by, various depository institutiens. Which of the following stakements are true. if any. check an that apply Mutual savings banks and credit unions are simiar in that both are owned by their depositera, who share in their profits. Demand deposit accounts crebted by commercial banks are usually called ehecking accounts or negotiable order of withdrawal (Now) accounts, while those created by credi unions are called thare draft accounts. Members of both credt unions and mutusl ssvings banks share a common bond or affiliatien