Justin and his wife Sandra have owned their business for over $10$ years now and they are looking to expand its operations to Saskatoon $,$ SK $.$ They are in the restaurant business and expect to be successful since Justin is a seasoned red seal chef They have come to see you at the bank for a business loan to support the company's growth as they need a line of credit for $3$MM million dollars $.$ Justin and Sandra are seasoned hospitality professionals and have managed their affairs in a very