Karen is choosing between two mutual funds. While both funds have the same risk level Fund A has historical returns of 93% and Fund B has historical returns of 8.4%. Fund A also has an expense ratio of 1.5% while Fund B has an expense ratio of 0.4%. Based on this information, which fund should Karen choose and why? Fund A because its after-fee return is higher: 10.8% vs. 8.8%. O Fund A because its historical return is higher: 9.3% vs. 8.4%. O Fund A because its after-fee return is higher: 7.8% vs. 8.0% O Fund A because its expense ratio is higher: 1.5% vs. 0.4%