lings Review View Help A A Aa A.D. A. cDc 1 Normal 1 No Spac... Heading 1 Heading 2 Title Paragraph Please use the following information to answer questions 11 and 12. F Styles Johann and Marta are a married couple, both age 33. Johann works as a contract employee for the Ministry of Agriculture in Ontario, earning $58,000 a year. He has no business expenses associated with the work that he performs with the Ministry. As a contract worker, Johann is not entitled to group benefits. Marta is self-employed, working as an interior design consultant. Marta grosses $60,000 a year from her business, but typically has about $15,000 in tax-deductible variable business expenses (expenses that are only incurred if Marta works) annually. In addition to their earned incomes, the couple shares a total of $20,000 annually in investment income, which they report equally for income tax purposes. As well, Marta receives $5,000 a year (for the next 12 years) in trust income from a testamentary trust set up by her grandmother. The couple has contacted you to discuss their mutual need for disability insurance protection. 11. What sources of income would the insurance company take into consideration in determining the maximum amount of disability insurance coverage that they would issue on Johann? (A) Johann's gross salary only. (B) Johann's after-tax salary only. (C) Johann's gross salary and the $10,000 of investment income, only. (D) Johann's after-tax salary, the $20,000 of investment income and Marta's $5,000 of trust income only