LO$124.$ Calculating Annuity Future Values You are to make monthly deposits of $$475$ into a retirement account that pays $10$ perce interest compounded monthly. If your first deposit will be made one month from now, how large will your retirement accou be in $40$ years?

LO$125.$ Calculating Annuity Future Values In the previous problem, suppose you make $$5,700$ annual deposits into the same retirement account. How large will your account balance be in $40$ years?

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LOI $26.$ Calculating Annuity Present Values Beginning three months from now, you want to be able to withdraw $$3,000$ each quarter from your bank account to cover college expenses over the next four years. If the account pays $.57$ percent interest per quarter, how much do you need to have in your bank account today to meet your expense needs over the next four years?

LO$127.$ Discounted Cash Flow Analysis If the appropriate discount rate for the following cash flows is an $8\mathrm{.}5$ percent APR compounded quarterly, what is the present value of the cash flows?

$\backslash$table$[[$Year$,$Cash Flow$],[1,$$$815$