Loaded$-$Up Fund charges a $12$b$-1$ fee of $1\%$ and maintains an expense ratio of $0\mathrm{.}75\%.$ Economy Fund charges a front$-$end load of $2\%,$ but has no $12$b$-1$ fee and has an expense ratio of $0\mathrm{.}25\%.$ Assume the rate of return on both funds$$ portfolios $($before any fees$)$ is $8\%$ per year.