Lucy has just obtained a five$-$year fixed$-$rate mortgage to buy her first home. The mortgage is amortized over $30$ years. Which of the following statements is most correct?

Select answer from the options below

Lucy$$s payments won$$t change for the next $30$ years.

Lucy$$s payments won$$t change for the next $5$ years.

Lucy$$s payments will increase as the term of the mortgage increases.

Lucy$$s payments will decrease as the term of the mortgage increases.