^{make a user defined VBA function that has the flexibility to value either a delayed perpetuity or a delayed annuity, being sure that your function accommodates the possibility that the yearly cash flows for the delayed perpetuity/annuity will grow at a constant rate once the initial payment has been received at the end of M+1 years. Your Function must be included in a Spreadsheet Module named Delay. Please remember to save your spreadsheet in macro-enabled format with a .xlsm extension.}