Question: Malik s $ 2 3 0 , 0 0 0 insurance policy has a cash value of $ 3 2 , 0 0 0 .

Maliks $230,000 insurance policy has a cash value of $32,000. If Malik dies, how much will his beneficiary receive?
a. $0
b. $198,000
c. $230,000
d. $32,000

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