Mark was driving through a local park when he became distracted and struck a parked vehicle. Marks vehicle sustained $ in damage. The parked vehicle, owned by Nathan, sustained $ in damage and was pushed into another parked vehicle, resulting in $ in damage to that vehicle. Two occupants of the first parked vehicle were seriously injured. One of these occupants, Nathan, incurred $ in medical expenses. The other occupant, Denise, incurred $ in medical expenses. Nathan and Denise requested an additional $ and $ respectively for their pain and suffering and Nathan demanded an $ in lost wages. Mark was held responsible for the accident. The state where Mark lived does not have a nofault insurance law.

Mark has a Personal Auto Policy PAP with these coverages and limits:

Part A Liability Coverage: $ per person$ per accident; Property Damage: $

Part B Medical Payments: $ per person

Part D Damage to Your Auto: $ deductible OTC; $ deductible Collision

How would Marks policy respond for the injuries and damage to Nathans vehicle? Be sure to address each injured party. points

How would Marks policy respond for the damages to the second parked vehicle? points

How would Marks policy respond for the damage to his vehicle in this accident? points

What changes would you recommend to Marks auto policy based on the accident? ie limits deductibles, other coverages, endorsements points