Question: Mark works as an engineer with a construction company. Mark has an individual disability insurance policy with an own occupation definition of disability, with benefits

Mark works as an engineer with a construction company. Mark has an individual disability insurance policy with an own occupation definition of disability, with benefits payable to age 65. Yesterday, while cleaning out the gutters of his house, Mark fell off the ladder and broke his arm. Doctors say he will be unable to return to work for 3 months. Which of the following statements properly describes how the Principle of Indemnity applies to Marks situation?

	A.	Marks policy will not provide coverage in this case as the injury did not occur while he was at his own occupation
	B.	Mark should not be in a position of financial profit due to his injury
	C.	Mark can choose to receive benefits until he reaches age 65 as per the terms of his policy
	D.	Marks disability insurance policy benefits cannot be negatively impacted by any other government benefits

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