Martin, aged $35,$ is a self$-$employed window and door installer. Recently, he was diagnosed with multiple sclerosis and was prescribed medication. He has been off work for two weeks. Martin is insured for disability, critical illness and extended health care under an individual contract.

How must Martin proceed to file his claim?

Martin must fill out the proper claim form and send it to the insurance company.

Martin must ask his insurance agent to fill out the claim form and send it on his behalf.

Martin must send photocopies of his drug receipts and prove that he cannot work.

Martin must disclose his multiple sclerosis diagnosis and submit his claim to the insurance company within the next twelve months.