Module 4 Excel Worksheet This exercise will help you gain valuable financial skills that are directly applicable to your own life. You'll learn how to manage debt efficiently, minimize interest payments, and develop smarter budgeting habitscrucial skills for financial independence and success! Important Note: Use the Excel spreadsheet with pre-loaded formulas. The finance charge, new balance, and carry-over balance (the balance at the beginning of a new month) are all calculated for you with pre-loaded formulas. You will need to enter the beginning balance and then calculate the monthly payment. Use the autofill feature to answer the questions below. Part 1: Fixed Amount Select the "CC Part 1" sheet in the M4 Credit Card In Class Excel Workbook Start with a beginning balance of $6,000. The interest rate is set at 23.99% and the finance charge is calculated for you. Remember, if this is a new credit card, or a new charge, there is no finance charge in the first month as that is generally a grace period. Finance charges will begin in month 2 when there is a carry-over balance on the credit card. Use a monthly payment of $350 for