Mr. and Mrs. Novak are both under age 65. Mr. Novak is retired on permanent and total disability. Regarding the credit for the elderly or the disabled, what is the adjusted gross income limit for a married filing jointly couple (both under age 65) with one qualifying spouse who passes the age or disability test? 

$12,500 or more. 

$17,500 or more. 

$20,000 or more. 

$25,000 or more.

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