need help on both please

Question 1 (1 point) Which of the following statements is the most correct for Federal Student Loans? a) It can have variable or fixed interest rates. O) You don't need to get a credit check to qualify for federal student loans (except for PLUS loans). Oc) Statements A and B are correct. d) None of the above statements is correct. Question 2 (1 point) If you are an undergraduate student, you can borrow up to $20,500 each year in Direct Unsubsidized Loans. a) True b) False