Question: need help on essay questions. 1. Describe the difference between basic coverage and voluntary, or buy-up coverage in a life insurance or LTD plan. 2.Why

need help on essay questions. 1. Describe the difference between "basic" coverage and "voluntary," or buy-up" coverage in a life insurance or LTD plan.

2.Why isn't "reasonable & customary" used to determine out-of-network reimbursement anymore? How do plans typically determine out-of-network reimbursement now?

3.Describe the difference between "basic" coverage and "voluntary," or buy-up" coverage in a life insurance or LTD plan.

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