need help with these two please

Question 28 2 pts Mr. Smith wants to buy a new car that will cost $18,000. He will make a down payment in the amount of $8,000. He would like to borrow the remainder from a bank at an interest rate of 9% compounded monthly. He agrees to pay off the loan monthly for a period of two years. Select the correct answer for the following questions: What is the amount of the monthly payment A? O A = $12,500(A/F, 9%, 27/12 O A = $10,000(A/F, 0.75%, 24) O A = $10,000(A/P, 9%, 12) O A = $10.000(A/P. 0.75%, 24) a Mr. Smith wants to buy a new car that will cost $18,000. He will make a down payment in the amount of $8,000. He would like to borrow the remainder from a bank at an interest rate of 9% compounded monthly. He agrees to pay off the loan monthly for a period of two years. Mr. Smith has made 12 payments and wants to figure out the balance remaining immediately after the 12th payment. What is that balance? OB = A(P/A, 9%, 1)/12 OB - 10,000 - 12A O B = A(P/A, 0.75%, 12) OB - 12A