please I answer handwrite not excel

Problem 3(15/100): Mr. Smith wants to buy a new car that will cost $28,000. He will make a down payment in the amount of $8,000. He would like to borrow the remainder from a bank at an interest rate of 10% compounded quarterly. He agrees to pay off the loan monthly for a period of two years. b) What is the amount of the monthly payment A? (5 points) c) Mr. Smith has made 22 payments and wants to figure out the balance remaining immediately after 22th payment. What is that balance? (10 points)