Nigel is a world-travelled photographer. Now in his early 50s, Nigel feels that he should have individual
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Question:
Nigel is a world-travelled photographer. Now in his early 50s, Nigel feels that he should have individual disability insurance. However, given his rather unique career and his travel around the world, he is unsure whether he would qualify for disability insurance and if so, how. Which of the following statements is correct?
a) | Exclusions might be integrated into the contract by the insurance company. | |
b) | The contract premium will not be rated by the insurance company. | |
c) | Limitations will not be incorporated into the contract by the insurance company. | |
d) | Deductibles will not be imposed by the insurance company. |
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