nsert Draw Page Layout Formulas Data Review View Help Tell me what you want to do III - ab Wrap Text General A PO B EX Calibri - 12 BI U - - nter col Font - A A - Tal = = Oy SE E Insert Delete lili Merge & Center - to $ - % ) Number Conditional Format as Formatting Table Cell Styles Alignment one Styles Cells | B C D E F G H I J K L Off-The-Books Investment Firm, LLC, has offered you an investment it says will return to you $20,000 in 2 years. To get in, you'll need to make a $10,000 deposit to their receivables account and promise not to tell anyone about it. What is the Jannual return on this investment? A pleasant gentleman has advised you via email that you are entitled to a $1 million inheritance. Putting specifics aside, Iyou start to ponder the retirement nest-egg this could help you accumulate over the next 30 years. As a diligent finance student you do some research and find that the money can be invested into an account paying a fixed 4% rate, compounded quarterly. How much retirement money would be in the account after 30 years? (round to nearest dollar) It turns out that the gentleman in Question 5 is really a devious centaur looking to con good people out of their hard earned money. Undeterred, you decide to calculate how much money you would need to put aside at the beginning of each month for the next 30 years in order to have the sum of money determined in Question 5. You estimate conservatively that your money will earn 3% a year, compounded monthly. What will your monthly contribution to the account need to be