of acid DESCRIBE De preventers EXPLAIN programs DISC Technology Plus's Benefit Dilemma insurance of three times salary, extended be realhe To stay competitive, many organizations today are choos- fits (with vision care, dental care, hearing Ads ing to restructure their benefit programs. Technology Plus long-term disability of 75 percent of a is an example of such a company. Technology Plus has 150 paid), and a defined benett pension plan. The employees, including upper management, skilled trades- vide a wellness program, all employee wisse persons, sales representatives, and customer service repre- many other services such as subsidized chuda sentatives. Five years ago this company was enjoying huge ance with eldercare. However, now they need profits and could afford their current benefits program in deciding how to restructure their benefit significant cost savings but still provide meaning however, times have changed and now they need to find coverage for their employees. cost savings without laying off any of the staff. Up to this point, Technology Plus has offered all of QUESTIONS their staff a premium benefits program, including much 1 What voluntary employer-sponsored benefits more than government-required benefits of employment this company maintain and which ones should insurance, Canada Pension Plan, worker's compensation, not maintain in your opinion? Why? standard vacation of two weeks per year, and access to 2 Would a flexible benefit program save this legislated leaves of absence. They offer group life insurance tion money if administered properly of three times salary, accidental death and dismemberment