ohn is a 60-year-old senior software engineer,earning $100,000 a yearHis family live in a house with a market Not yet value of $1.5 million and a mortgage of $12 million remaining.He is the only income earner in the family as his wife stays at home to take care of their two young children.He recently inherited $500.000 from his deceased parents and he wants to invest this money for his retirement at age of 65.Which of the following statements regarding John's risk tolerance on investing the heritance is most correct? a. The fact that he is the only income-earner of the household tends to increase Jahn's ability to take on higher risk b.John's relatively high income increases John's ability to take on more risk c.John's homeownership and the relatively high value of his house means John can take on substantial risk in his investment d.The short investment horizon for retirement reduces John's ability to take on risk