onnie has a universal life insurance policy with her partner Toni named as irrevocable beneficiary and her daughter Jane as contingent beneficiary. The cash value in the policy is $10,000 and Connie decides to withdraw $5,000. In addition to Connie, who else must consent to the withdrawal before Connie can proceed?

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In the given scenario Connie has a universal life insurance policy with Toni named as the irrevocabl... View the full answer