Peggy is your client and she has disability coverage under her employer's group plan that will pay a monthly disability benefit of $3,000 (60% of her income of $5,000) for 2 years. She approaches you to discuss additional coverage to increase the monthly benefit. Assuming that she qualifies from a medical and financial underwriting perspective, which of the following options would Peggy be permitted to do?
a)		take out an individual disability income policy with a monthly disability benefit of $1,250
b)		take out an individual disability income policy with a monthly disability benefit of $2,000
c)		take out an individual disability income policy with a monthly disability benefit of $2,550
d)		take out an individual disability income policy with a monthly disability benefit of $3,000