Please answer 11 and 12, thanks

11. Vern is single and has $13,050 of qualifying itemized deductions for the 2019 calendar year. The 2019 standard deduction for taxpayers, with a filing status of "single" is $12,000. Vern's neighbor, Hal, has exactly the same adjusted gross income as Vern, but Hal has no actual itemized deductions. Both Vern and Hal are subject to a 15% marginal tax rate for 2019. By how much will Vern's "gross tax liability" differ from his neighbor, Hal? a. $1,050.00 b. $ 915.00 c. $892.50 d. $157.50 12. Most college scholarships that students earn are considered: a. an exclusion from "Total Earnings" b. an adjustment for "Adjusted Gross Income" C. An "itemized Deduction" d. part of "Taxable income