Please answer both questions. Thank you.

Question 23 3 pts Which of the following payment terms provides the exporter with the least degree of protection? Letters of credit Barter Prepayment o Open Account Question 24 3 pts A U.S. firm sells its U.S. made watches in a chain of shops in Switzerland. It could reduce exchange rate risk by: Borrowing from a Swiss bank Keeping all of its profits in a Swiss bank account Buying a chocolate factory in the U.S. and begin selling chocolates in Switzerland Trying to expand to Germany because the Swiss franc and Euro are highly positively correlated