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Analytics "(this) second crisis - the structural and rocial and gender disporities in business ownership - is continuous and long-stending..." Pandemic Not th Entrepreneurs damaging." What data stand behind this conclusion? - People of color are about 40% of the U.S. population but own only about 20% of small businesses having employees. - The "disparity ratio" of business owners to population count is 50% for people of color and 65% for women. Before the Covid-19 pandemic, 21 million small businesses in the - Structural factors-education, personal wealth, and access to capital-limit women and people of color wanting to start small businesses. - Pre-covid, large banks approved about 60% of business loan applications by whites, 50% by Latino or Hispanics, and 29% by Blacks. - Minority-owned and female-owned small firms employ 30% fewer employees than white counterparts. - Top-rated businesses earn up to $4 billion more in annual sales from locations in Blackneighborhoods than from locaUnited States employed 135 million people. Then massive unem. sales from locations ployment hit them hard, especially those in the service indus. tries. The crisis threatened up to one-half of their jobs and created Your Thoughts? social, not just business, costs. A McKinsey report said: "the loss of Why have minorities and women suffered a disproportionate work will disproportionately affect those who can least afford it, share of the pain inflicted by the Covid-19 crisis? How do racial tional attainment, on the average." and gender disparities in small business ownership factor into But another crisis had already been hitting small businesses doing to address this? What are communities doing? Can they do owned by minorities and women. A Brookings Report called this more? What would you like them to do