please answer fast, will upvote!

36 Melanie was 74 years old on January 1st of this year and her husband was 71 years of age. She is having difficulty remembering details. She recalls establishing her LIF in 1991 and electing to base the minimum withdrawal amount on the age of her husband. Her LIF is a qualifying RRIF On January 1st of this year, she had $64,000 in her LIF and she withdrew $3,048. She is wondering if she has made a mistake. Which of the following statements is true? O a) Melanie will have to convert her LIF to a life annuity before the end of this year because her husband has turned 71 years of age. Ob) Melanie should have converted her LIF to a life annuity before the end of the year in which she turned 71 years of age because the minimum withdrawal of a LIF must be based on the age of the annuitant c) The minimum amount that Melanie should have withdrawn this year is $4,000. d) Melanie is doing just fine and did not make any errors