Question: Please answer the following based on the info provided for Alliant Credit Union Determine the SI's interest income as a percentage of its total assets.
Please answer the following based on the info provided for Alliant Credit Union
Determine the SI's interest income as a percentage of its total assets.
Determine the SI's interest expenses as a percentage of its total assets.
Determine the SI's noninterest income as a percentage of its total assets.
Determine the SI's noninterest expenses (do not include the addition to loan loss reserves here) as a percentage of its total assets.
Determine the SI's addition to loan loss reserves as a percentage of its total assets.
Determine the SI's return on assets.
Determine the SI's return on equity.

Financial Statements Statement of Income (Unaudited)* INTEREST INCOME 2021 2020 NON-INTEREST INCOME 2021 2020 Loans to members $408 $395 Net Gains on Disposition of Investments $1 $51 $61 Gain on Loan Sale $30 $16 Securities and Certificates of Deposit with Other Financial Institutions Other $4 $4 Loss on Foreclosed Assets $4 $2 Service Fees $7 $7 Total Interest Income $463 $460 Interchange Income $6 $1 Other Income $18 $11 INTEREST EXPENSE Total Non-Interest Income $65 $38 Members' shares $70 $114 Borrowings $8 $19 Other $8 $4 NON-INTEREST EXPENSE Total Interest Expense $86 $137 Salaries and Employee Benefits $103 $95 Service Charges $29 $26 Office Operations $10 NET INTEREST INCOME $377 $8 $323 Depreciation $14 $15 Provision for Loan Losses $(13) $112 Data Processing $15 $17 Net Interest Income After Provision For Loan Losses $390 $211 Professional Fees $6 $9 Other $18 $14 Total Non-Interest Expense $193 $186 Net Income $262 $63 Financial Statements Statement of Financial Condition (Unaudited) ($ MILLIONS) 2021 2020 ($ MILLIONS) 2021 2020 ASSETS LIABILITIES AND MEMBERS' EQUITY Cash and Cash Equivalents $618 $618 Members' Shares Securities Available-for-Sale $3,625 $3,306 Common Share Accounts $10,780 $9,020 Loans to Members, Net $10,059 $9,116 Certificate Share Accounts $619 $967 NCUSIF Deposit $105 $95 Individual Retirement Accounts $526 $513 Other Assets $744 $406 Checking Accounts $844 $688 Total Deposits $12,769 $11,188 Total Assets $15,151 $13,541 Borrowings $742 $938 Other Liabilities $132 $109 Total Borrowing and Other Liabilities $874 $1,047 Members' Equity Regular Reserve $121 $121 Undivided Earnings $1,418 $1.157 Accumulated Other Comprehensive Income $(31) $28 Total Members' Equity $1,508 $1,306 Total Liabilities and Members' Equity $15,151 $13,541
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