Question: Please answer the following based on the info provided for Alliant Credit Union Determine the SI's interest income as a percentage of its total assets.

Please answer the following based on the info provided for Alliant Credit Union

Determine the SI's interest income as a percentage of its total assets.

Determine the SI's interest expenses as a percentage of its total assets.

Determine the SI's noninterest income as a percentage of its total assets.

Determine the SI's noninterest expenses (do not include the addition to loan loss reserves here) as a percentage of its total assets.

Determine the SI's addition to loan loss reserves as a percentage of its total assets.

Determine the SI's return on assets.

Please answer the following based on the info provided for Alliant Credit Determine the SI's return on equity.

Union Determine the SI's interest income as a percentage of its total

Financial Statements Statement of Income (Unaudited)* INTEREST INCOME 2021 2020 NON-INTEREST INCOME 2021 2020 Loans to members $408 $395 Net Gains on Disposition of Investments $1 $51 $61 Gain on Loan Sale $30 $16 Securities and Certificates of Deposit with Other Financial Institutions Other $4 $4 Loss on Foreclosed Assets $4 $2 Service Fees $7 $7 Total Interest Income $463 $460 Interchange Income $6 $1 Other Income $18 $11 INTEREST EXPENSE Total Non-Interest Income $65 $38 Members' shares $70 $114 Borrowings $8 $19 Other $8 $4 NON-INTEREST EXPENSE Total Interest Expense $86 $137 Salaries and Employee Benefits $103 $95 Service Charges $29 $26 Office Operations $10 NET INTEREST INCOME $377 $8 $323 Depreciation $14 $15 Provision for Loan Losses $(13) $112 Data Processing $15 $17 Net Interest Income After Provision For Loan Losses $390 $211 Professional Fees $6 $9 Other $18 $14 Total Non-Interest Expense $193 $186 Net Income $262 $63 Financial Statements Statement of Financial Condition (Unaudited) ($ MILLIONS) 2021 2020 ($ MILLIONS) 2021 2020 ASSETS LIABILITIES AND MEMBERS' EQUITY Cash and Cash Equivalents $618 $618 Members' Shares Securities Available-for-Sale $3,625 $3,306 Common Share Accounts $10,780 $9,020 Loans to Members, Net $10,059 $9,116 Certificate Share Accounts $619 $967 NCUSIF Deposit $105 $95 Individual Retirement Accounts $526 $513 Other Assets $744 $406 Checking Accounts $844 $688 Total Deposits $12,769 $11,188 Total Assets $15,151 $13,541 Borrowings $742 $938 Other Liabilities $132 $109 Total Borrowing and Other Liabilities $874 $1,047 Members' Equity Regular Reserve $121 $121 Undivided Earnings $1,418 $1.157 Accumulated Other Comprehensive Income $(31) $28 Total Members' Equity $1,508 $1,306 Total Liabilities and Members' Equity $15,151 $13,541

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