Please answer thoroughly

(8 points) A relative has offered to give you today an amount that will allow you to withdraw the equivalent of $25,000 per year for the next 10 years. How much does that relative have to give you if annual interest over the next 10 years is 6.40% and you want to withdraw money: a. Once per year b. Twice per year c. Four times per year d. Twelve times per year