Please choose among these attributes in the data dictionary and indicate which are likely to be predictive that loans will go delinquent, or that loans will ultimately be fully repaid and which are not predictive.

\begin{tabular}{l|l} \multicolumn{1}{c}{ Predictive Attributes } & Predictive? \\ \hline 1. date (Date when the borrower accepted the offer) & No \\ \hline 2. desc (Loan description provided by borrower) & Yes \\ \hline 3. dti (A ratio of debt owed to income earned) & Yes \\ \hline 4. grade (LC assigned loan grade) & Yes \\ \hline 5. home_ownership (Values include Rent, Own, Mortgage, Other) & No \\ \hline 6. loanAmnt (Amount of the loan) & Yes \\ \hline 7. next_pymnt_d (Next scheduled payment date) & Yes \\ \hline 8. term (Number of payments on the loan) & Yes \\ \hline 9. tot_cur_bal (Total current balance of all accounts) & Yes \\ \hline \end{tabular}