Please describe the differences between the following plan types.

1. Use of network providers for each of the following- one sentence only for each one.
   • HMO
   • PPO
   • POS
2. Health care providers (on staff or no or both) - one sentence only for each one.
   • HMO
   • PPO
   • POS
3. Use of gate keeper (yes or no) - one sentence only for each one.
   • HMO
   • PPO
   • POS
4. Describe how providers are paid - one sentence only for each one.
   • HMO
   • PPO
   • POS