Question: please explain the portfolio for each category Exhibit 5 Chase Sapphire Product Portfolio Annual Fee APR% Bonus Requirement Ultimate Rewards Sign-Up Bonus Travel Credits Sapphire

please explain the portfolio for each category

Exhibit 5 Chase Sapphire Product Portfolio Annual Fee APR% Bonus Requirement Ultimate Rewards Sign-Up Bonus Travel Credits Sapphire Sapphire Preferred $0 $0 first year, then $95 15.24%-15.99% 16.99%-23.99% $500 $4,000 10,000 50,000 $0 $0 Sapphire Reserve $450 16.99%-23.99% $4,000 50,000 Up to $300 annually for most travel expenses 2x 2x 3x Points Earned by Category Airfare and Hotels Dining Entertainment Everyday Spend 2x 3x 2x 1x 1x 1x 1x 1x 1x 1 1.25 1.5 Redemption Value per Point for Airline Tickets Hotel TPG Valuations (in cents) 1 1.5 1.25 2.1 N/A 2.1 Additional Perks Airline Perks Hotel Perks None None Hotel Elite Status Global Entry/TSA PreCheck Credit Car Rental Ente Status None None None None None Luxury Hotel & Resort Collection None None None 1 credit every 4 years None Privileges at Avis National, and Silvercar None Additional Parks Trip cancellation/ interruption insurance Trip cancellation/ Priority Pass Select interruption insurance airport lounge access trip cancellation/ interruption insurance Chase Experiences Chase Experiences Exhibit 5 Chase Sapphire Product Portfolio Annual Fee APR% Bonus Requirement Ultimate Rewards Sign-Up Bonus Travel Credits Sapphire Sapphire Preferred $0 $0 first year, then $95 15.24%-15.99% 16.99%-23.99% $500 $4,000 10,000 50,000 $0 $0 Sapphire Reserve $450 16.99%-23.99% $4,000 50,000 Up to $300 annually for most travel expenses 2x 2x 3x Points Earned by Category Airfare and Hotels Dining Entertainment Everyday Spend 2x 3x 2x 1x 1x 1x 1x 1x 1x 1 1.25 1.5 Redemption Value per Point for Airline Tickets Hotel TPG Valuations (in cents) 1 1.5 1.25 2.1 N/A 2.1 Additional Perks Airline Perks Hotel Perks None None Hotel Elite Status Global Entry/TSA PreCheck Credit Car Rental Ente Status None None None None None Luxury Hotel & Resort Collection None None None 1 credit every 4 years None Privileges at Avis National, and Silvercar None Additional Parks Trip cancellation/ interruption insurance Trip cancellation/ Priority Pass Select interruption insurance airport lounge access trip cancellation/ interruption insurance Chase Experiences Chase Experiences

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