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7. An employee's total earnings is also called _____.

8. An employee's total earnings less all the deductions is called _____.

9. What are the three major categories of deductions from an employee's paycheck?

10. David Austin is married with two children, holds only one job, and has a spouse who is not employed. What number of withholding allowance is Austin entitled to claim, assuming that he does not anticipate large itemized deductions?

11. Upon employment, each employee is required to furnish the employer a Form _____ that details, among other things, the number of withholding allowances and marital status.

12. Name the four factors that determine the amount to be withheld from an employee's gross pay each pay period.