please help due soon

1. Determine the total first-year cost of car ownership for Milagros. She has just purchased a vehicle valued for $15,000 with the following costs: Auto Loan: Amount $15,000, Duration 4 years, APR 6.65 percent Property Taxes: 2 percent of vehicle value/year Sales Taxes: 3 percent of the sales price Title and Tags: $40 year Maintenance and Usage Costs: $1,500 yyear Insurance: $2,000/ year 4. Annie's mortgage statement shows a total payment of $699.12, with $604.60 paid toward principal and interest and $94.52 paid for taxes and insurance. Taxes and insurance for 3 months were collected at closing. Now, after 6 months of payments, she is curious about the total in her escrow account. Calculate the amount for her, and explain the account