Please help, I need this answer by today 4pm Sydney time please

The insurance industry is one of the areas which have been highly disrupted by the emergence of artificial intelligence. For example, the underwriting process, which involves assessing the risk of insurance applicants and determining whether to provide insurance, has been predicted to become significantly faster as machine and deep learning models, powered by a dramatic increase in consumer data, facilitate the automation of the process. Question 6 [Max 200 words, 4 marks] Discuss how the use of artificial intelligence in the underwriting process could affect the relationship between the insurer and the insurance applicants. Your explanation must refer to the following: incomplete contracts asymmetric information