Please help with question. Avoid question already bubbled in.

10) A college student is about to purchase a car when the salesman recommends that he should sign up for a protection plan. Under this plan, the student will pay an additional 'AA per month to cover the costs of oil changes, routine maintenance, and any major repairs. The protection plan provides coverage for the first five years of ownership. On average, the student drives 12,000 miles per year. He is very responsible and will get an oil change every 5000 miles. The average cost of an oil change is $30. E) Is the $20 per month fee a good idea for the student? Support your answer. O No, we expect the protection plan to cost more O Yes, we expect the protection plan to save the student money Yes, we expect the protection plan and the out of pocket to balance out