Question: please help with second question At what implied effective annual interest rate are you leaning money to your customers? 4.23% (Round to two decimal places.)

please help with second question
At what implied effective annual interest rate are you leaning money to your customers? 4.23% (Round to two decimal places.) What is the implied effective annual interest rate if you extend the discount to 68 days and allow full payment up to 190 days? 1.27% Round to two decimal places.)
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