PLEASE HELP

Your wish to save enough money for a cross-country trip after you graduate in two years. You think you can do it for $2,000. Youve been putting most of your earnings in your bank account while you were living at home, but now you need your paycheck for current expenses. You want to make sure you have enough in your bank account set aside. How much savings would you have to set aside today, if your bank is paying interest at an annual rate of 2.75%, compounded monthly?

**After doing calculations, you would need to make sure you could set aside $1,893.09 today without any other savings toward the trip, in order to have $2,000 2 years from now.**

Question: You dont quite have $1,893.09 currently available. Without using the worksheet, identify two ways you may be able to lower the amount you would have to set aside today.