Please include the T accounts for both questions

22. If reserves in the banking system increase by $1 billion because the Bank of Canada lends $1 billion to financial institutions, and chequable deposits increase by $9 billion, why isn't the banking system in equilibrium? What will continue to happen in the banking system until equilibrium is reached? Show the T-account for the banking system in equilibrium. 23. If the Bank of Canada reduces reserves by selling $5 million worth of bonds to the banks, what will the T-account of the banking system look like when the banking system is in equilibrium? What will have happened to the level of chequable deposits