please just andwer b in a full solution

this is a picture of a for reference

b) Your firm maintains a line of credit (no standby fee) on which it pays monthly interest of 0.45%. If your suppliers offer you a 1% discount for payment within 20 days (their usual terms are net 60), should you take the trade credit or finance your purchases with the line of credit? Question 1 a) Calculate the monthly growth rate of sales that can be sustained by a firm without access to external capital, a 20% gross margin (Cost of Goods Sold 80% of revenue and the following working capital policies all expenses paid upfront, 60% of revenues collected this month, the balance in 1 month, 3 months of Inventory is kept on hand, h Your firm mintain