Please paraphrase Value Surfacing $*$ Flexibility: Online learning offers great flexibility in terms of when and where to study. $*$ Self$-$Discipline: Students must possess strong self$-$discipline to manage their time effectively. $*$ Workload: The amount of content and assignments can be overwhelming. $*$ Technology Issues: Technical difficulties can disrupt study schedules. $*$ Lack of Structure: Some students find it challenging to create a structured learning environment. $*$ Work$-$Life Balance: Balancing online studies with other responsibilities can be difficult."