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Question 1 Financial planning is a process-driven service aimed at helping clients to achieve their life goals. Financial planners have to follow the process as prescribed by the Financial Planning Association and backed by ASIC. (a) Step 1 of the financial planning process is "Gathering Client Information". Identify three (3) documents a financial planner can use to learn more about their client, and explain the different types of information they are deigned to obtain. Question 2 Financial planning is a process-driven service aimed at helping clients to achieve their life goals. Financial planners have to follow the process as prescribed by the Financial Planning Association and backed by ASIC. (b) How is a financial planner able to ensure that the information gathered about a client and the Statement of Advice (SOA) developed continues to be accurate? How often should this occur? Question 3 Financial planning is a process-driven service aimed at helping clients to achieve their life goals. Financial planners have to follow the process as prescribed by the Financial Planning Association and backed by ASIC. (c) Explain why financial planning has its roots in the life-cycle theory of consumption and saving. Explain the how financial planning interconnects within the context of life-cycle theory. Question 4 Financial planning is a process-driven service aimed at helping clients to achieve their life goals. Financial planners have to follow the process as prescribed by the Financial Planning Association and backed by ASIC. (d) Explain how a typical person's insurance needs would change through their life cycle