please solve using the factor table and provide a clear answer

thank you

Mr. Mashaal Khan recently graduated from MIT. After an aggressive job search, he accepted an offer from Ford Motors in USA for an annual pre-tax salary of $48,000. Mashaal called his friend to discuss his 10-years financial plans over a cup of coffee. The main points of his 10-years financial plan are as follows: . Mashaal would like to repay his student loan of $20,000 and clear credit card balance of $5,000 in the next 10 years. Student loans and credit card balances are generally paid in equal monthly installments. Student loan and credit cards carry an interest rate of 8% per year and 18% per year respectively, and both are compounded monthly. Mashaal would like to buy a car for his daily commute. A good decent car will cost him $15,000 which he can borrow from a bank at 9% compounded monthly. Car loans are generally repaid in 5 years; however, since Mashaal is a new graduate, the bank made an exception and asked him to repay his car loan in 10 years in equally monthly installments. . At the end of 10 years, Mashaal would like to have $40,000 in his bank account which he is planning to use as down payment for purchasing a house. On his investments/bank deposits, Mashaal will earn 6% per year return compounded monthly. . The tax rate is 20% i.e. the take-home salary is 80% of the pre-tax salary, . For the sake of simplicity, assume that Mashaal has no other expenses. In your opinion, is Mashaal's salary enough to support his 10-years plans? More precisely, how much shortfall/deficit will Mashaal face on monthly basis? Please show your calculations and support your