Please use excel to solve. Data provided must be clearly laid out in the spreadsheet and cell referencing must be used

3. A saver wants $100,000 after ten years and believes that it is possible to earn an an- nual rate of 8 percent on invested funds. a) What amount must be invested each year to accumulate $100,000 if (1) the pay- ments are made at the beginning of each year or (2) they are made at the end of each year? b) How much must be invested annually if the expected yield is only 5 percent