please write answers clearly and correct for this homework. thank you

Question 45 What policy should be recommended to Ron and Linda Arthur to insure their potential liability from lawsuits alleging discrimination, humiliation, or harassment while serving as a Board Member of the YMCA, Crisis Assistance Ministry and Junice Achievement? Commercial General Liability policy provided by Ron and Linda Director and Officers policy provided by Ron and Linda Professional Errors & Omissions policy provided by Ron & Linda Directors and Officers policy provided by the host Non-Profit entity Question 46 All of the following losses are covered under Homeowners liability except: Insured's dog bites a neighbor's child Insured Townhouse owner is assessed $1,000 by HO Association for injury to a guest on the Townhouse premises, During a recreational softball game, the insured accidentally releases the bat, during his turn at the plate, and hits a teammate in the Insured operates auto repair shop from a garage on the Townhouse premises Question 47 All of the following losses are excluded under Homeowners liability except: Transmission of communicable disease Intentional acts causing injury Activities of the insured's children Business activities